r/GrindsMyGears • • 15h ago

“It’s not safe anymore these days”

0 Upvotes

gen x and boomers love saying this dumb shit as if they didn’t live through the 70s, 80s, and 90s. those were literally the most dangerous times to be alive, active serial killers everywhere, child abductions because yall didn’t know where your kids were, these are statistically the most safest times to live in. we’re just used to seeing crime happen bc we have more access to social media, but id rather go outside now and take a walk through my neighborhood at night in 2026 then if i lived in 1986 or something. my mom grew up in the 80s in nyc, this new age isn’t nothing.


r/GrindsMyGears • • 21h ago

When people online call real gay/lesbian couples "yuri"/"yaoi"

10 Upvotes

This bothers me, and I've been seeing it way more often. I find that its just rude and annoying, as if they're talking about characters rather than actual people (I'm not great at wording things). Does anyone else see this in comment sections? Does it bother anyone else?


r/GrindsMyGears • • 18h ago

Just say "bye, have a nice day"

0 Upvotes

I do not need a 3000 word essay worth of goodwill wishes. I do not need the blessing of my whole family tree up to my great granduncle's stepfather. Please for the love of all that is holy I do not have much time I need to go! Every time it's like two whole minutes of my time wasted on something that has not even a smidgen more value to me than a simple "good luck". I swear one more today and I will just interrupt them with "bye, have a good one", turn around, and leave. Just stop!


r/GrindsMyGears • • 13h ago

I hate those fuckass awareness comments

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0 Upvotes

I'm pretty sure everyone has seen this comments especially the one in the photo, they are so annoying. Like, I get it it's a horrendous thing but, why post it on a funny meme video and spam it everywhere? the case is old, and it's just gonna make people hate the copypaste. I've seen a lot of videos of people being tired of this saying they're gonna start raping people atp.


r/GrindsMyGears • • 8h ago

People that ask to touch other people when they get drunk

0 Upvotes

Go home and stay there. Nobody likes you.


r/GrindsMyGears • • 11h ago

Zelenskyy "When our strikes reached Yandex’s data centers, it suddenly became a little easier to breathe on many social media platforms. A lot of people noticed it. There was less hate, less division, and fewer provocations. Because there were fewer bots. It’s pretty clear where those bots were"

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50 Upvotes

r/GrindsMyGears • • 12h ago

EVERYONE makes you install an App. EVERYONE

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0 Upvotes

r/GrindsMyGears • • 33m ago

I hate how some read posts

• Upvotes

It's like they're itching for a argument when they don't read everything. You'd think it physically hurts them to read everything too! Example, you say you don't like dogs but maybe ten words later say that you respect people who do like dogs. they'll skip over that part just to argue or if you post a genuine hot take with no insults whatsoever, they'll still find a way to argue! They're so easily offended. It takes more time to argue than reading everything.


r/GrindsMyGears • • 18h ago

Complain

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0 Upvotes

Title: Should I Pay ₹6,174 to Close My FatakPay Loan While My RBI Ombudsman Complaint Is Pending?

Hi everyone,

I need advice regarding an accidental loan taken through FatakPay, with FDPL Finance Private Limited as the lender.

Here is my complete situation:

- Loan sanctioned: ₹7,000

- Net amount disbursed: ₹6,174

- Loan ID: LFPL-00006777483-12352959

- Loan date: 1 October 2026

- Cooling-off period mentioned in my loan documents: 3 days

- Due date: 4 November 2026

- RBI CMS complaint number: N202627010023322

On 1 October 2026, I accidentally accepted the loan because of an unintended click on the FatakPay platform. I did not want this loan and did not intend to use the funds.

I immediately emailed FatakPay requesting cancellation and asking them to stop the disbursement because I wanted to cancel the loan within the stated 3-day cooling-off period.

However, the company later informed me that ₹6,174 had been transferred to my Bank of Baroda account on 3 October 2026 and that cancellation was no longer possible because the funds had already been transferred.

I did not use the money. I contacted customer support and raised a grievance, but my issue was not resolved satisfactorily. I also received no satisfactory resolution to my cancellation request.

Therefore, I filed a complaint with the RBI Ombudsman through the RBI Complaint Management System. My complaint was successfully registered under number N202627010023322 on 7 October 2026. I also requested ₹1,000 as compensation for the inconvenience caused.

Now, after several days, FatakPay has asked me to repay the amount that was credited to my bank account, ₹6,174.

My main questions are:

  1. Should I pay ₹6,174 now, or should I wait for the RBI Ombudsman to examine my complaint?

  2. If I do not pay before the due date while the complaint is pending, could FDPL report the loan as overdue to credit bureaus, damage my CIBIL score, or charge additional interest or penalties?

  3. If I repay ₹6,174, will that affect my RBI complaint or my request for ₹1,000 compensation?

  4. Under the RBI Digital Lending Directions, can I insist on exercising the cooling-off exit option when I emailed the lender within the stated period?

  5. Since the lender says the money was transferred on 3 October, does that automatically mean I cannot cancel the loan, even though I requested cancellation on 1 October?

  6. If I decide to pay, should I obtain written confirmation that ₹6,174 is the full and final closure amount and that the loan will be closed with no further dues?

  7. Is there any risk that paying the amount could be interpreted as accepting the loan or withdrawing my complaint?

I have screenshots of my original cancellation email, the lender's response, the grievance acknowledgement, and the RBI complaint registration.

I would appreciate advice from anyone familiar with Indian digital lending regulations, RBI complaints, and cooling-off periods.

Please suggest the safest practical step to protect my credit score while keeping my complaint and compensation claim alive.

Thank you.


r/GrindsMyGears • • 16h ago

The song “Dance Monkey”

14 Upvotes

Hate that annoying ass song. She literally sounds like a monkey. Hearing that on on the bus every day after school in 2019 was pure nightmare.


r/GrindsMyGears • • 17m ago

It’s been 25 years since…

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• Upvotes

r/GrindsMyGears • • 2h ago

Loud people

2 Upvotes

Not even people that talk unnecessarily loud but every task is like soo obnoxious. I had a roommate that when she walked she shakes the whole floor, and you can feel it in the other room, it was so annoying. She isn’t even heavy it’s just the way she carries herself ig. She also just did everything very audible, like Everytime she texted she had read it out loud as she types as she sips like so freaking loud. I’m starting to think she just lacked spatial awareness and i it was getting on my nerves like I couldn’t have some peace in my home even in my own room.

So glad to not have to live with people like that again lol!