r/ChatGPT • u/raynesoul • 13h ago

Educational Purpose Only Would you actually consider this?

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Personally I could never justify letting ChatGPT anywhere near my bank info but I’m guessing some people have already done this 😬

69 Upvotes

86% Upvoted

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7

u/sigil_not_known 13h ago

I did it 🤷‍♀️ Nothing crazy other than my gpt worrying over my cat's vet bill LMAO

-2

u/[deleted] 13h ago

[deleted]

6

u/Jsorrell20 12h ago

Plaid is the 3rd party that’s vetted and approved by basically every major bank.

The insane analysis and reporting you can do by having it connected is amazing.

Too paranoid? - whatever- move along

0

u/drhex2c 11h ago

People are really retarded. There's no such thing as "secure", even more so 3rd party. If hackers (nevermind AI) can hack the FBI and the NSA, your fake 3rd party security company ain't gonna make it. Don't come crying when half the world can see your transactions or the IRS or some insurance company comes knocking because your data is out there after a while.

1

u/Jsorrell20 11h ago

By your logic the banks are just as screwed too- so who cares

0

u/drhex2c 11h ago

Banks aren't a 3rd party dumb dumb. But yes, also banks get hacked. And on top of that all your data is subject to subpoena. It really is true, half the people walking around and low IQ zombies with no ability to logically think through 3rd or 4th level abstractive consequences.

2

u/Jsorrell20 11h ago

You seem to be confusing “not 100% risk-free” with “recklessly insecure.” Plaid is an established financial data infrastructure provider used across the fintech industry, not some random third-party security company.
Banks themselves rely on third-party vendors, APIs, cloud infrastructure, and data aggregators. So yes, by your own logic, the entire financial system is vulnerable.
The intelligent conversation is about encryption, access permissions, data retention, and whether the benefits justify the risks. Nobody is claiming breaches are impossible.
And subpoenas? Those apply to banks and financial institutions already. That’s not the revelation you think it is.
But sure, calling everyone low-IQ zombies is easier than making a coherent risk assessment.

0

u/Jsorrell20 11h ago

Seek therapy

1

u/hotknives 4h ago

Odd advice coming from someone who's post history says they use ChatGPT as a therapist as they have no one else to talk to.

1

u/Jsorrell20 4h ago

Ouch! That stings - ya got me!

1

u/hotknives 4h ago

Looking at his post history, dude has an unhealthy relationship with AI, let alone any semblance of personal data security.

1

u/ChiGamerr 12h ago

Plaid is pretty secure

1

u/hotknives 12h ago

"Pretty secure"

https://giphy.com/gifs/44g59W34x6436RHD9q

2

u/trufus_for_youfus 12h ago

There are 1000s of banks using plaid.

1

u/hotknives 4h ago

and every major AI has broken it's sandbox and hacked outside entities, including the NSA/FBI/Third Party Vendors (which Plaid is)/Foreign Countries etc. Those are just the reported ones.

If anything is connected to the internet or a network connected to the internet, it is an attack vector.