r/ChatGPT • u/raynesoul • 13h ago

Educational Purpose Only Would you actually consider this?

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Personally I could never justify letting ChatGPT anywhere near my bank info but I’m guessing some people have already done this 😬

67 Upvotes

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25

u/trytrymyguy 13h ago

It’s just through Plaid. So it’s really not any more crazy then using Plaid.

8

u/__O_o_______ 13h ago

If true than it’s definitely safer than giving images of your credit card to grok and Elon

7

u/trytrymyguy 13h ago

Yeah, I actually use it for financial planning and assistance. I’d say it’s been helpful. It can more easily catch subscriptions that sneak in and even makes other general suggestions.

I’ve probably saved over $200 a month with it. I know there are other services that do similar things, but with how often I use ChatGPT, I’ve been impressed.

3

u/redlightbandit7 8h ago

It actually helped me save $100 a month on my ATT bill. I absolutely use it for things like this

1

u/trytrymyguy 8h ago

Saved me about $65 on Verizon! Lol

2

u/CoeurdAssassin 11h ago

It’s helping dig me out of credit card debt and manage current spending. I got myself in a massive hole and I’m slowly digging it out since I put a plan in action and have all the visuals.

2

u/Cucumber-683 5h ago

Is is though because your data isn’t just going to plaid now it’s going to chat for, which also knows all the personal things you tell it in your chat history too. It knows everything about you and all of your spending habits and what you consume, how much you make, how you live , etc 

I just used Claud to make my own app that tracks my finances he way I like. Because no automated service can properly allocate each transaction into the best categories anyway, you need some manual input.

1

u/kiptown 4h ago

I'm working on my own app as well, but I haven't yet gotten to the part where I can automate any of the input. How are you handling that?

1

u/Cucumber-683 2h ago

I download my statement pdfs then upload them, you can extract the PDFs locally without an ai api, but with it will be a little easier and you won’t have to code it to handle diffent formats -and you can use ai to sort categories too, if needed just take out the page with your personal info or black it out. Some banks let you download a spreadsheet too. Then I have a review section where I can change the categories as I want