Because there is a non-zero amount of people who still score 40-50k/yr jobs and then have absolutely no self control for the hedonism treadmill and start clarna'ing everything under the sun, add more credit cards
Take the "I want it, so I'll do it" mentality to trips through and to different countries. Taking out whole ass personal loans to go on a 10 day vacation in Italy and blow 20k with nothing to show for it.
Doomspending is out of control. If you can manage a 700+ score and manage the bills you can quickly rack up cards with decent limits. I could double or triple my current debt ceiling if I wanted.
4
u/MeltyCrab 8h ago
Because there is a non-zero amount of people who still score 40-50k/yr jobs and then have absolutely no self control for the hedonism treadmill and start clarna'ing everything under the sun, add more credit cards
Take the "I want it, so I'll do it" mentality to trips through and to different countries. Taking out whole ass personal loans to go on a 10 day vacation in Italy and blow 20k with nothing to show for it.
Doomspending is out of control. If you can manage a 700+ score and manage the bills you can quickly rack up cards with decent limits. I could double or triple my current debt ceiling if I wanted.