I'm shook, never thought I'd be here. Just got approved for CSP and Barclays Jet Blue

[u/ulikedagsm8]

36 years old, always been irresponsible with credit cards. My score hovered between 575-615 for as long as I've had a credit score, at least up until today. Have multiple 120+ days late on my Capital One cards, which have all been charged off at this point. Two within the last 1.5 years.

Decided enough was enough, and applied for a Discover secured card 8 months ago with a $200 limit. Payed it off religiously.

Today, I decided to apply for some other cards. My scores, according to Experian, are: 617 EX; 644 EQ; 630 TU. Likely helps that I have basically zero debt, and expected income of $103K this year.

Today, I was approved for the Barclays Jet Blue ($4K limit) and Chase Sapphire Preferred ($5K limit).

I'm so happy I could cry. Never thought I would make it to this moment. It's just so validating and relieving. Proof that I can be responsible with my finances despite my past irresponsible decisions. I'm stoked!

That said - job's not finished. The path continues.

[u/DarthLegalEagle007]

Congrats, but don't mess things up again.