Credit card recommendation Canada (student and decent credit)

[u/Sad-Nature-4235]

I am a 30 year old with a bad history of not managing my finances well in earlier years. I had a great income and would have been eligible for good point credit cards but never knew anything about points and building credit so ruined it instead. I am now currently back in school finishing my degree but not working. My husband is not from Canada so I can’t use our household income to be eligible for a good credit card but we spend almost $3000 a month and I think it’s a waste if I’m not using that to atleast get some points build for a vacation at some point until I can get a good credit card with better benefits. We travel atleast once a year from Scandinavia to Canada and that ends up being another $3500 at the very least in just flight costs that we put on debit cards instead of credit. I want to get a credit card that is the best or even 2 because with my credit score I believe I should be eligible for student credit cards atleast right now. My score is at 630 last I checked. I’ve been trying to be better these last few years.

[u/Melodic-Feeling-6297]

Even a basic student card with no fee beats putting travel costs on debit if you treat it like cash and pay it off monthly