r/CRedit • u/diazmark0899 • 6h ago
General Excited about adding this.
Ive been rebuilding my credit for the last 5 years or so. Finally had a charged off card from 2019 fall off my account a few months ago and shot my credit up 100+ points. I dont spend a TON at costco but both of my CapOne cards are MasterCard (which isnt accepted at Costco) so i had to use my debit card which i hated. This is also my highest limit but will primarily be used as a gas card (5% at costco, 4% other gas stations) and my Costco shopping card (2% on top of my 2% for being an executive member). Idk why but Iβm just really happy about this haha
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u/FlamingoResident7882 6h ago
Itβs a nice feeling when you start getting legitimate credit companies card offers.
Iβm currently rebuilding as well, and was offered this card. I donβt have a Costco close by so I feel like if I hang in there better offers that suit me will come.
A sign of getting older cause 22 year old me would be like βnice! A new card!β And Iβd be right where I am today. Really should be a high school class on how to navigate credit as an adult, but of course that would go against the system.
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u/Fun-Measurement-9520 6h ago
My score is 777, got pre-approved and then they declined my application π«
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u/diazmark0899 6h ago
i was scared the same would happen but i got approved right away. only thing is i cant spend it on anything but Costco.com until my physical card arrives
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u/KerFuL-tC 6h ago
Congratulations, man. I'm thinking about getting this card too. What was your score if you don't mind me asking? π I'm scared of not being approved as well.
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u/SparkleCobraDude 5h ago
Congratulations
I have this card and while itβs great Iβm none too pleased they lowered my limit twice. The first time they restored it but not this time. It really screwed up my utilization.
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u/Spiritually-Fit 6h ago
Congratulations ππ½ππ½ππ½ππ½ππ½